Online Sign In

First National Bank & Trust debit and credit cards are a convenient and secure way to make purchases, online payments, and track your spending. Now available for use with Apple Pay, Google Pay and Samsung Pay.

Debit Cards

Credit Cards

Local Photo Credit Cards

Digital Wallet Pay

ATM Card

Report a Lost or Stolen Card

With a debit card, funds are withdrawn directly from your checking account when paying for purchases.

Features and benefits of our debit card include:

Accepted worldwide at any location that displays the VISA® logo.
No charge to use your debit card for purchases (you can earn $0.05 each time you use your debit card on your Green Account to pay for purchases.)
Withdrawals must be linked to a First National Bank & Trust checking account.

To activate your card or to switch your pin, please call 844.236.0302.

We offer Visa® credit cards. Our cards offer low variable interest rates, and no annual fees as long as you maintain a checking account with us.

Click here to download our credit card application

Credit Card Payments

We offer three convenient ways to make your credit card payments:

1. Make your credit card payments through NetTeller Online Banking. Make payments and view activity.

2. For our mobile app users, select the link below for details on making payments directly through the app.

Credit Card Access via our Mobile App

3. Manage your First National Bank & Trust Credit Card online any time with secure online access through AccessPoint.

AccessPoint allows you to:

• Make payments on your First National Bank & Trust Visa card
• Go Paperless, enroll in eStatements
• See account details and recent transactions
• Search transactions
• View payment history
• View and get copies of your statements
• Contact customer service

To access your account, visit the AccessPoint link, click on Enroll Now, and follow the easy steps to register. Once you have registered you will have access to manage your account directly at your fingertips.

Access your credit card account information directly through AccessPoint

Please contact us online or via phone at (906)774-2200 for more information.

Show your local pride with hometown designs, featuring the Pine Mountain Ski Jump, Millie Hill, and Lake Antoine.

Reach for your phone, not your wallet. Pay the easy way with digital wallet pay, featuring Apple Pay, Google Pay, Samsung Pay

Connect your FNB Debit or Credit Card to your mobile phone's mobile payment system* and make purchases using your mobile phone.
To download: mobile wallet technology comes pre-loaded on iPhones; Android phone users may choose to download either Samsung Pay or Google Pay.

*Mobile carrier charges may apply.

An ATM Card allows customers to withdraw cash from an Automated Teller Machine, better known as an ATM.

First National Bank & Trust offers ATM cards with all of our checking and savings accounts. Some features and benefits include:

No fee for withdrawals made with a First National Bank & Trust ATM card at any of our seven ATM locations.
First National Bank & Trust's affiliation with several inter-bank networks allows our customers to withdraw funds at more than 1,000,000 worldwide locations.
Withdrawals are linked to your checking account, savings account or both.

To activate your card or to switch your pin, please call 844.236.0302.

Here’s what to do when your card is lost or stolen.

To report a lost or stolen card, call: 888.297.3416
Monitor your account for any unauthorized transactions and notify us immediately if any look suspicious.
Change passwords and update information online where the lost or stolen card information is used or stored.