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First National Bank & Trust debit and credit cards are a convenient and secure way to make purchases, online payments, and track your spending. Now available for use with Apple Pay, Google Pay and Samsung Pay.

Debit Cards

Credit Cards

Local Photo Credit Cards

Digital Wallet Pay

ATM Card

With a debit card, funds are withdrawn directly from your checking account when paying for purchases.

Features and benefits of our debit card include:

Accepted worldwide at any location that displays the VISA® logo.
No charge to use your debit card for purchases (you can earn $0.05 each time you use your debit card on your Green Account to pay for purchases.)
Withdrawals must be linked to a First National Bank & Trust checking account.

To activate your card or to switch your pin, please call 844.236.0302.

We offer Visa® credit cards. Our cards offer low variable interest rates, and no annual fees as long as you maintain a checking account with us.

Please contact us online or via phone at (906)774-2200 for more information.

How to make payments to First National Bank & Trust issued Visa credit cards through our mobile app.

Click here to download our credit card application PDF

Show your local pride with hometown designs, featuring the Pine Mountain Ski Jump, Millie Hill, and Lake Antoine.

Reach for your phone, not your wallet. Pay the easy way with digital wallet pay, featuring Apple Pay, Google Pay, Samsung Pay

Connect your FNB Debit or Credit Card to your mobile phone's mobile payment system* and make purchases using your mobile phone.
To download: mobile wallet technology comes pre-loaded on iPhones; Android phone users may choose to download either Samsung Pay or Google Pay.

*Mobile carrier charges may apply.

An ATM Card allows customers to withdraw cash from an Automated Teller Machine, better known as an ATM.

First National Bank & Trust offers ATM cards with all of our checking and savings accounts. Some features and benefits include:

No fee for withdrawals made with a First National Bank & Trust ATM card at any of our seven ATM locations.
First National Bank & Trust's affiliation with several inter-bank networks allows our customers to withdraw funds at more than 1,000,000 worldwide locations.
Withdrawals are linked to your checking account, savings account or both.

To activate your card or to switch your pin, please call 844.236.0302.