Checking

Personal Checking

Whether you are depositing a paycheck, Social Security or a pension, each account offers uniquely designed features which make selecting the best option for your needs easy.

A checking account, also referred to as a demand deposit or transaction account, is the most common and widely used bank product. A checking account is primarily used to deposit funds, including cash, checks and electronic transfers, and to disperse funds via paper check, electronic pre-authorized withdrawals, debit card purchases, ATM card withdrawals and transfers.
 
To get your checking account started, contact us or visit us at any one of our 5 convenient locations.

Options to Fit Your Needs

In response to varying customer needs, First National Bank & Trust offers a variety of personal checking accounts. Whether you are depositing a paycheck, Social Security or a pension, each account offers uniquely designed features which make selecting the best option for your needs easy.

Details Hometown Green Account NOW Account* Money Market* Individual Savings*
Minimum Balance to Open None none $1,000 $2,500 None
Interest Compounded/Credited Non-Interest Bearing Non-Interest Bearing Monthly Monthly Quarterly
Ways to Avoid a Monthly Service Fee No Monthly Fee No Monthly Fee $5.00
Waived if minimum daily balance
is maintained. Minimum balance: $1,000		 $5.00
Waived if minimum daily balance
is maintained. Minimum balance: $2,500		 No Monthly Fee
Online Banking Table Checkmark Table Checkmark Table Checkmark Table Checkmark Table Checkmark
Online Bill Pay Table Checkmark Table Checkmark Table Checkmark Table Checkmark Table Checkmark
Mobile Banking Table Checkmark Table Checkmark Table Checkmark Table Checkmark Table Checkmark
eStatements Table Checkmark Required Table Checkmark Table Checkmark Table Checkmark
Mobile Check Deposit Table Checkmark Table Checkmark Table Checkmark Table Checkmark Table Checkmark
Debit Card Table Checkmark $0.05 cash back on
each Debit Card transaction,
excludes ATM withdrawals		 Table Checkmark Table X ATM Card Available
Check-Writing/Withdrawals Unlimited Five paper checks processed
per statement cycle; $2.00 per check thereafter		 Unlimited

*First Premiere Options Available		 Unlimited

*First Premiere Options Available
 Unlimited

*First Premiere Options Available
Check Images Table X Table X Table Checkmark Table Checkmark Table X


We're Here to Help

Please contact us online or via phone at (906) 774-2200 or toll-free at 877-803-1814.

For more information on any of our banking products and services, please fill out our info form and a member of our banking team will contact you.